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The word ‘LIFE’ has a big IF in it, which means uncertainty. IF you live, you will provide for your family - Pay the mortgage, provide food and clothing, and pay for education.   A Mutual Fund is a trust that pools the savings of a number of investors and the money thus collected is then invested in capital market instruments such as shares, debentures and other securities.   A Fixed Deposit also known as a Term Deposit in banking parlance is a mode which allows us to deposit money for a pre determined period. On maturity, the depositors get interest on the amount deposited.  
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